Kentucky Association of Counties

Formed in 1987, the KACo All Lines Fund (KALF) has provided affordable Property & Casualty insurance to Kentucky's counties and political subdivisions.

By participating in KALF, counties and political subdivisions realize many advantages over the traditional insurance marketplace. Foremost among these advantages is that the KALF program is a non-profit Kentucky based insurance company. The focus of our operations is not to generate a profit, rather it is to cover our two largest expenses, reinsurance and claims. If a profit is generated, it is the membership within the program that will benefit through either a reduction in rates or a policy dividend. Other advantages include the broadest insurance coverage available to public entities, twenty-four hour dedicated claims service, and loss control services.

The KACo All Lines Fund has formed strategic partnerships with several companies known to be industry leaders in each of their respective fields.

These companies include:

By partnering with the above mentioned companies, the KACo All Lines Fund is better able to provide outstanding customer service and premium insurance products to our membership.

Please contact your Account Customer Service Representative with any questions or requests:

Accounts	Representative	Phone	Fax
A-F	Crystal McKinney	800-264-5226 x219	502-875-8240
G-Ma	Rae Gina Beatty	800-264-5226 x213	502-875-8240
Mc-Z	Jody Ledesma	800-264-5226 x220	502-875-8240